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Home > Personal Banking > Credit Cards
  • Credit Cards

    It's about time you rewarded yourself; apply for The Only Card today.
    It's really the only card you'll need!

    The Only Card Free Rewards Program:

    • Earn points for dream vacations, valuable merchandise, gift cards and more
    • Earn 1 point for each $1 you spend
    • Earn Points faster with bonus point deals at participating retailers
    • Easily redeem points online, mail or by phone

    Even More to Love:

    • No Delinquency Pricing- Your rate won't go up just because of a late payment
    • Low Currency Conversion Rate- Only 1% charged to you
    • Live Phone Help - Talk to someone locally if you should have any questions about your card

    Apply Today Button

      NO ANNUAL FEE
      FREE REWARDS PROGRAM
      CHOOSE THE DAY YOU PAY
      DESCENDING INTEREST RATE WHEN YOU QUALIFY (UNLESS YOU ALREADY HAVE OUR BEST RATE)

      Credit Card Details

      We believe you deserve a credit card with fair fees and rates that reflect your lifestyle.

      Cardholder Agreement Info

      These links provide more information regarding your credit card including interest rates and interest charges.

      Credit Card Rewards

      Earn points toward dream vacations, travel, valuable merchandise and gift cards every time you make a purchase.

    • Equal Housing Lender logo 1 Equal Housing Lender. Member FDIC.