If you’ve been using mobile banking for awhile, you’ve discovered the convenience and power of banking on the run. If you want to get more out of your mobile banking you should consider downloading a personal finance app, such as Mint.com or Quicken, which can boost your cash management capabilities. These programs enable you to consolidate all of your bank and savings accounts as well as some of your credit card accounts into a single management program so you can track and manage all of your transactions. Because most transactions are automatically downloaded to your app, you will be able to reconcile them in real-time and monitor your cash flow activities as they occur. The program will also provide you with account summaries, spending analysis by category, and the ability to export your data to Excel.