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Our bank has a diverse menu of checking accounts that change often to fit your diverse needs. Plus, we are always adding new products and services to make your financial life easier and more fun – like Tiger Checking, a great way to show your Tiger Spirit.

Use the Quick Reference chart for a comparison of all our accounts. Click on the account name for more in-depth information, and to see how one of our checking accounts can benefit you.

Quick Reference Chart

 

Free Checking

Free + Interest Checking

Direct Connect Checking

Preferred Interest Checking

Cash Mgmnt Interest Checking

The Way You Live…

Basic checking convenience

Basic Checking that pays interest

Best account for managing your finances

Earn interest on your balances

Higher earnings on higher balances

Minimum to Open

$50

$50

$50

$50

$10,000

Internet Banking

FREE

FREE

FREE

FREE

FREE

banking@home (with bill payment)

Available

Available

Available

Available

Available

Plus Package

Available

Available

Available

Available

Available

One Statement Banking

Included

Included

Included

Included

Included

Statement Type

Truncated or e-statement

e-statement

e-statement

Choice of image, truncated, or e-statement

Choice of image, truncated, or e-statement

Unlimited Check Writing

Included

Included

Included

Included

Included

Overdraft Access**

Included

Included

Included

Included

Included

Have you tried to open a checking account – only to be turned down?

Consider Fresh Start Checking

Free Checking

For basic checking convenience without a monthly fee, Free Checking is the right account for you. There’s no minimum monthly balance requirement.

Minimum to Open:

$50

Monthly Maintenance Fee:

$0

Minimum Balance to Waive Monthly Fee:

$0

CheckPlus MasterCard® Debit Card:

FREE

Plus Package:

Statement Type:

$6.95/month

Truncated or e-statement

Internet Banking:

FREE

Overdraft Access:

Included

banking@home with Bill Pay:

$2.95/month with e-statement

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Free + Interest Checking

If you want a free checking account that pays you interest and refunds other banks ATM fees then Free Checking + Interest is the right account for you. Qualifying is easy by performing the following requirements each statement cycle:

    • Use your CheckPlus Debit MasterCard for 15 or more point-of-sale purchases

    • Receive your monthly banking statement electronically

    • Establish at least one ACH direct deposit each statement cycle

And that’s not all! Use any other banks ATM and we’ll refund the ATM fees. To receive your refund, submit your other bank ATM receipts to any teller or customer service representative within 60 days of transactions.

Minimum to Open:

$50

Monthly Maintenance Fee:

$0

CheckPlus Debit MasterCard® Card:

FREE

Plus Package:

$6.95/month

Free Checks:

PLUS Package

Statement Type:

e-statement

Internet Banking:

FREE

banking@home with BillPay:

FREE

Overdraft Access:

Included

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Direct Connect Checking

This account is right for you if you want to manage your finances with Intuit’s Quicken or Microsoft’s Money financial software.

Minimum to Open:

$50

Monthly Maintenance Fee:

$6

Minimum Balance to Waive Monthly Fee:

$500

Average Daily Balance to Avoid Fee:

$1,000

CheckPlus MasterCard® Debit Card:

FREE

Plus Package:

Statement Type:

$6.95/month

e-statement

Internet Banking:

FREE

Overdraft Access:

Included

banking@home with Bill Pay:

FREE w/e-statement, otherwise $2.95/mth

Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Direct Connect checking account is free.

Preferred Interest Checking

If you want to earn interest on your account and plan to keep a higher minimum balance, this is the account for you.

Minimum to Open:

$50

Monthly Maintenance Fee:

$10

Minimum Balance to Waive Monthly Fee:

$1,000

Average Daily Balance to Avoid Fee:

$2,000

CheckPlus MasterCard® Debit Card:

FREE

Plus Package:

Statement Type:

$6.95/month

Choice of image, truncated or e-statement

Internet Banking:

FREE

Overdraft Access:

Included

banking@home with Bill Pay:

FREE w/e-statement, otherwise $2.95/mth

Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Preferred Interest checking account is free.

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Cash Management Interest Checking

Looking for immediate liquidity, the power of market rates paid on your balance, and all the convenience of a checking account? Look no further. This account gives you a no-monthly-fee CheckPlus debit card, too. You can finally start making your money work harder while you manage your wealth more effectively.

Minimum to Open:

$10,000

Monthly Maintenance Fee:

$15

Minimum Balance to Waive Monthly Fee:

$5,000

Average Daily Balance to Avoid Fee:

$10,000

Tiered Interest:

Yes

CheckPlus MasterCard® Debit Card:

FREE

Plus Package:

Statement Type:

$6.95/month

Choice of image, truncated or e-statement

Internet Banking:

FREE

Overdraft Access:

Included

banking@home with Bill Pay:

FREE w/e-statement, otherwise $2.95/mth

Your Cash Management Interest Checking account is free if you keep $25,000 in an InvestorServices brokerage account.

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** Subject to the Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning checks to provide better customer service. Our regular overdraft fee of $30.00 will apply to each item paid under this Policy. Repayment of the overdraft amount is expected immediately. If an account is overdrawn for more than 5 business days, a Daily Overdraft Fee of $2 will be charged. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at anytime.

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Learn About...

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banking@home

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banking@home benefits

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banking@home FAQs

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banking@home security

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banking@home support hours

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Bill-Pay Option

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Budgeting Tools

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CheckPlus Debit MasterCard® card

·

e-statement

·

Image Statements

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Joint account

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One Statement Banking

·

Telephone Banking

start a free checking account and get $25!
 


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