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Our bank has a diverse menu of checking accounts that change often to fit your diverse needs. Plus, we are always adding new products and services to make your financial life easier and more fun – like Tiger Checking, a great way to show your Tiger Spirit.
Use the Quick Reference chart for a comparison of all our accounts. Click on the account name for more in-depth information, and to see how one of our checking accounts can benefit you.
Quick Reference Chart
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Free Checking
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Free + Interest Checking
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Direct Connect Checking
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Preferred Interest Checking
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Cash Mgmnt Interest Checking
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The Way You Live…
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Basic checking convenience
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Basic Checking that pays interest
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Best account for managing your finances
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Earn interest on your balances
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Higher earnings on higher balances
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Minimum to Open
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$50
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$50
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$50
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$50
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$10,000
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Internet Banking
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FREE
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FREE
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FREE
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FREE
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FREE
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banking@home (with bill payment)
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Available
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Available
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Available
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Available
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Available
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Plus Package
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Available
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Available
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Available
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Available
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Available
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One Statement Banking
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Included
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Included
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Included
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Included
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Included
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Statement Type
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Truncated or e-statement
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e-statement
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e-statement
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Choice of image, truncated, or e-statement
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Choice of image, truncated, or e-statement
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Unlimited Check Writing
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Included
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Included
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Included
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Included
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Included
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Overdraft Access**
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Included
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Included
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Included
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Included
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Included
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Have you tried to open a checking account – only to be turned down?
Consider Fresh Start Checking
Free Checking
For basic checking convenience without a monthly fee, Free Checking is the right account for you. There’s no minimum monthly balance requirement.
Minimum to Open:
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$50
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Monthly Maintenance Fee:
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$0
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Minimum Balance to Waive Monthly Fee:
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$0
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CheckPlus MasterCard® Debit Card:
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FREE
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Plus Package:
Statement Type:
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$6.95/month
Truncated or e-statement
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Internet Banking:
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FREE
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Overdraft Access:
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Included
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banking@home with Bill Pay:
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$2.95/month with e-statement
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Free + Interest Checking
If you want a free checking account that pays you interest and refunds other banks ATM fees then Free Checking + Interest is the right account for you. Qualifying is easy by performing the following requirements each statement cycle:
• Use your CheckPlus Debit MasterCard for 15 or more point-of-sale purchases
• Receive your monthly banking statement electronically
• Establish at least one ACH direct deposit each statement cycle
And that’s not all! Use any other banks ATM and we’ll refund the ATM fees. To receive your refund, submit your other bank ATM receipts to any teller or customer service representative within 60 days of transactions.
Minimum to Open:
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$50
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Monthly Maintenance Fee:
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$0
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CheckPlus Debit MasterCard® Card:
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FREE
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Plus Package:
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$6.95/month
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Free Checks:
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PLUS Package
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Statement Type:
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e-statement
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Internet Banking:
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FREE
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banking@home with BillPay:
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FREE
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Overdraft Access:
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Included
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Direct Connect Checking
This account is right for you if you want to manage your finances with Intuit’s Quicken or Microsoft’s Money financial software.
Minimum to Open:
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$50
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Monthly Maintenance Fee:
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$6
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Minimum Balance to Waive Monthly Fee:
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$500
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Average Daily Balance to Avoid Fee:
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$1,000
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CheckPlus MasterCard® Debit Card:
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FREE
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Plus Package:
Statement Type:
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$6.95/month
e-statement
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Internet Banking:
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FREE
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Overdraft Access:
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Included
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banking@home with Bill Pay:
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FREE w/e-statement, otherwise $2.95/mth
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Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Direct Connect checking account is free.
Preferred Interest Checking
If you want to earn interest on your account and plan to keep a higher minimum balance, this is the account for you.
Minimum to Open:
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$50
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Monthly Maintenance Fee:
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$10
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Minimum Balance to Waive Monthly Fee:
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$1,000
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Average Daily Balance to Avoid Fee:
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$2,000
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CheckPlus MasterCard® Debit Card:
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FREE
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Plus Package:
Statement Type:
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$6.95/month
Choice of image, truncated or e-statement
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Internet Banking:
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FREE
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Overdraft Access:
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Included
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banking@home with Bill Pay:
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FREE w/e-statement, otherwise $2.95/mth
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Relationship Plus: Maintain an average daily balance of $2,500 in checking or savings, $10,000 in money market, or $25,000 in all combined deposit accounts and your Preferred Interest checking account is free.
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Cash Management Interest Checking
Looking for immediate liquidity, the power of market rates paid on your balance, and all the convenience of a checking account? Look no further. This account gives you a no-monthly-fee CheckPlus debit card, too. You can finally start making your money work harder while you manage your wealth more effectively.
Minimum to Open:
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$10,000
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Monthly Maintenance Fee:
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$15
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Minimum Balance to Waive Monthly Fee:
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$5,000
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Average Daily Balance to Avoid Fee:
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$10,000
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Tiered Interest:
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Yes
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CheckPlus MasterCard® Debit Card:
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FREE
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Plus Package:
Statement Type:
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$6.95/month
Choice of image, truncated or e-statement
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Internet Banking:
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FREE
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Overdraft Access:
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Included
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banking@home with Bill Pay:
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FREE w/e-statement, otherwise $2.95/mth
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Your Cash Management Interest Checking account is free if you keep $25,000 in an InvestorServices brokerage account.
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** Subject to the Overdraft Access Policy, which is not a contract or obligation of the bank to pay overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means when insufficient funds exist in an account, but a method of making decisions on paying and returning checks to provide better customer service. Our regular overdraft fee of $30.00 will apply to each item paid under this Policy. Repayment of the overdraft amount is expected immediately. If an account is overdrawn for more than 5 business days, a Daily Overdraft Fee of $2 will be charged. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Please see the Overdraft Access Policy Description available from any branch office. The bank reserves the right to withdraw this service at anytime.
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